Terms & Conditions

Effective Date: January 1, 2026 These Terms & Conditions govern your access to and use of the My Insurances website and services.

1. Independent Assistance Service

We provide independent insurance billing and policy assistance services. We are not an insurance company and do not underwrite, issue, or process insurance policies.

2. No Claims or Emergency Services

We do not provide insurance claims processing, accident reporting, roadside assistance, or emergency services. For such matters, contact your insurance carrier directly.

3. No Guarantee of Coverage

We do not guarantee policy approval, coverage outcomes, or specific insurance terms.

4. User Responsibilities

You agree to provide accurate information and to use the website only for lawful purposes.

5. Limitation of Liability

To the fullest extent permitted by law, My Insurances shall not be liable for any indirect, incidental, or consequential damages arising from use of the website or services.

6. Intellectual Property

All website content is owned by My Insurances and may not be reproduced without permission.

7. Modifications

We reserve the right to modify these Terms at any time. Continued use of the website constitutes acceptance of any updated Terms.

8. Governing Law

These Terms shall be governed by applicable laws of the United States.

9. Contact

For questions regarding these Terms, contact support@myinsurances.online